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Home Admissions Insurance Verification
Free & Confidential Verification

Let Your Insurance Nurture Your Recovery

Most health insurance plans cover addiction and mental health treatment. Our team will verify your benefits within 24 hours and walk you through exactly what your plan covers -- at no cost and no obligation.

CARF Accredited
24/7 Admissions
Same-Day Start
Verify Your Coverage
Free, confidential, no obligation
Protected by HIPAA & 42 CFR Part 2. Your information is 100% confidential.
In-Network Providers

Our Provider Garden

We work with major insurance carriers to make treatment accessible. If you don't see your provider listed, call us -- we may still be able to work with your plan or help find alternative coverage options.

Local New Jersey Partners
Horizon
NYSHIP
Amerihealth
Fidelis
Aetna
Anthem
Cigna
Blue Cross Blue Shield
Oscar
Meritain
United Healthcare
UMR
Tricare
Compsych
Highmark
Magellan

Don't see your provider? Call (201) 781-8812 -- we may still accept your plan.

Understanding Your Benefits

Growing Your Coverage

Insurance coverage for addiction and mental health treatment has expanded significantly. Here's what most plans include at Valley Spring Recovery Center.

Most insurance plans cover outpatient treatment under the Mental Health Parity and Addiction Equity Act. At Valley Spring, covered programs typically include:

  • Partial Care / Partial Hospitalization Program (PHP) -- ASAM Level II
  • Intensive Outpatient Program (IOP) -- 5-day and 3-day tracks
  • Virtual IOP for flexible remote access
  • Mental Health IOP for co-occurring disorders
  • Standard Outpatient Program -- ASAM Level I
  • Early Intervention Services -- ASAM Level 0.5

Evidence-based therapeutic approaches covered by most insurance carriers:

  • Individual therapy sessions (CBT, DBT, motivational interviewing)
  • Group therapy and process groups
  • Family therapy and couples counseling
  • Trauma-informed care and EMDR
  • Relapse prevention planning
  • Psychoeducational workshops

FDA-approved medications for substance use disorders are typically covered as essential health benefits:

  • Medication evaluation and management
  • Injectable medication administration (Vivitrol, Sublocade)
  • Psychiatric medication management for co-occurring conditions
  • Regular monitoring and dosage adjustments
  • Coordination with prescribing psychiatrist

Co-occurring mental health conditions treated alongside addiction are covered under most plans:

  • Anxiety and depression treatment
  • PTSD and trauma recovery
  • Bipolar disorder management
  • OCD, ADHD, and personality disorder treatment
  • Dual diagnosis integrated programming
  • Psychiatric evaluations and consultations

Comprehensive assessment and aftercare planning to support long-term recovery:

  • Clinical intake assessments
  • ASAM-level evaluations for appropriate placement
  • Individualized treatment planning
  • Discharge and aftercare planning
  • Alumni program access (free, ongoing)
  • Referral coordination for continuing care
Simple 5-Step Process

How Verification Works

From your first call to starting treatment, our admissions team handles the insurance details so you can focus on what matters most.

Submit Your Information
Fill out the secure verification form above or call us at (201) 781-8812. We only need basic insurance details -- your card information and date of birth.
Takes under 2 minutes
We Verify Your Benefits
Our insurance specialists contact your carrier directly to verify coverage levels, deductibles, copays, and any prior authorization requirements for outpatient treatment.
We do the legwork
Review Your Coverage
A member of our team calls you back within 24 hours to explain your benefits in plain language -- what's covered, estimated costs, and your best program options.
Callback within 24 hours
Clinical Assessment
Complete a confidential clinical evaluation so our team can recommend the appropriate ASAM level of care -- PHP, IOP, or Outpatient -- based on your unique needs.
Personalized placement
Begin Treatment
Start your recovery journey. Same-day admissions are available, and we handle all insurance authorizations and paperwork so you can focus entirely on healing.
Same-day start available
"

I was terrified that insurance wouldn't cover treatment. Valley Spring's team handled everything -- within a day they told me my plan covered IOP completely. That phone call changed my life. I didn't have to choose between getting help and paying my bills.

-- A Valley Spring Graduate  |  Bergen County, NJ
Common Questions

Insurance FAQ

Answers to the most frequently asked questions about insurance coverage for addiction and mental health treatment.

Most verifications are completed within a few hours, and we guarantee a callback within 24 hours. In many cases, if you submit your information in the morning, we can have an answer for you by the afternoon. Our insurance specialists work directly with carriers to get real-time benefit details.
Even if your provider isn't listed above, we may still be able to work with your plan. Many insurance companies have subsidiary networks that provide coverage for behavioral health services. Call us at (201) 781-8812 and we'll investigate your specific plan at no cost to you.
Most plans do not require a referral for behavioral health services, especially for outpatient levels of care. However, some HMO plans may require a referral or prior authorization. Our admissions team will check this as part of your verification and handle any required paperwork so there are no surprises.
No. Your treatment is protected by strict federal confidentiality laws -- HIPAA and 42 CFR Part 2 -- which provide the highest level of privacy protection. Your employer, coworkers, and anyone else will not be notified. Even if your insurance is through your employer, the details of your treatment are confidential.
Out-of-pocket costs depend on your specific plan and can include copays, coinsurance, and deductibles. Many of our clients find their costs are significantly lower than expected. During your verification callback, we'll break down your estimated costs in detail so you know exactly what to expect before starting treatment.
Yes, most insurance plans now cover telehealth behavioral health services, including our Virtual IOP program. Coverage expanded significantly and continues to be covered at parity with in-person services. Our Virtual IOP follows the same clinical structure and is led by the same licensed clinicians as our in-person programs.
The Mental Health Parity and Addiction Equity Act (MHPAEA) is a federal law requiring insurance companies to cover mental health and substance use disorder treatment at the same level as medical and surgical care. This means your plan cannot impose stricter limits on behavioral health visits, copays, or treatment duration than it does for physical health conditions.

Ready to Grow Beyond Addiction?

Your insurance may cover more than you think. Take the first step today -- verify your coverage in under 2 minutes or speak with our compassionate admissions team now.

Verify My Coverage Call (201) 781-8812
24/7 Admissions Line  |  CARF Accredited  |  SUD #200887 · MH #70420104
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