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Verify Your Insurance Coverage

Find out if your insurance covers addiction and mental health treatment at Valley Spring. Our admissions team handles verification and pre-authorization so you can focus on getting better.

Verify by Phone

Available 24 hours a day, 7 days a week

✓ Free & Confidential
16
Plans Accepted
$0
Cost to Verify
<24hr
Verification Time
100%
Confidential
24/7
Admissions Open
Verify Online

Takes 2 minutes

We Work With 16 Major Insurance Providers

Local NJ payers listed first. Our admissions team verifies benefits and handles pre-authorization on your behalf.

2 NYSHIP NY/NJ Regional
3 Aetna National
4 Anthem National
5 Cigna National
6 Blue Cross Blue Shield National
7 Amerihealth Regional
8 Oscar National
9 Mertian National
10 Fidelis Regional
12 UMR National
13 Tricare Military
14 Compsych EAP / National
15 Highmark National
16 Magellan Behavioral Health
16

Insurance Plans Accepted

Same Day

Typical Verification Turnaround

100%

We Handle All Paperwork

Free, Confidential Insurance Verification

Submit your information below and our admissions team will verify your coverage. You will receive a response within one business day.

Insurance Verification Form

By submitting this form, you agree to our Privacy Policy. All information is kept strictly confidential and protected under HIPAA.

The Insurance Verification Process

We handle every step so you can focus on what matters most: starting your recovery.

1
Submit Your Information

Complete the form above or call (201) 781-8812. Provide your insurance details and basic contact information. This takes less than two minutes.

2
We Contact Your Insurer

Our admissions team contacts your insurance company directly to verify your behavioral health benefits, coverage levels, deductibles, and pre-authorization requirements.

3
You Receive a Benefits Summary

We break down your coverage in plain language: what is covered, your estimated out-of-pocket costs, and any pre-authorization that was obtained on your behalf.

4
Start Treatment

Once verified, our team schedules your intake. Most patients begin treatment the same day or next day. We handle ongoing authorization throughout your care.

What Insurance Typically Covers

Insurance coverage is determined by ASAM (American Society of Addiction Medicine) criteria. Here are the levels of care we provide and how they align with insurance benefits.

Understanding ASAM Levels

ASAM criteria is the national standard used by insurance companies to determine the appropriate level of addiction treatment. Your insurer uses these levels to authorize coverage. Valley Spring is licensed and accredited to provide care at multiple ASAM levels, and our clinical team works directly with your insurance to ensure ongoing authorization at every stage of your treatment.

SUD #200887

NJ State License

MH #70420104

Mental Health License

ASAM 2.5

Partial Care (PHP)

⏱ Mon-Sat, 9 AM - 3 PM

Our most intensive outpatient level. Six days a week of structured programming including process groups, psychoeducation, health and wellness, and individual therapy. Designed for individuals stepping down from inpatient or residential treatment who need substantial daily structure.

Learn about PHP →
ASAM 2.1

Intensive Outpatient (IOP)

⏱ Mon-Fri, 6 PM - 9 PM

Evening programming available in 5-day and 3-day tracks. Allows you to maintain work, school, and family obligations while receiving focused clinical treatment. Process groups, psychoeducation, and life skills development.

Learn about IOP →
ASAM 1.0

Outpatient (OP) / Virtual IOP

⏱ 1-3 days/week, virtual available

Flexible outpatient and virtual programming for ongoing support. Virtual IOP delivers full clinical programming through secure telehealth with dedicated virtual staff. Standard outpatient meets 1-2 days per week as a final step-down.

Learn about Virtual IOP →

Important Information About Insurance & Treatment

Common questions and facts about using insurance for addiction and mental health treatment.

🛡

The Mental Health Parity Act

Federal law requires most insurance plans to cover mental health and substance use treatment at the same level as medical and surgical benefits. Your plan cannot impose stricter limits on behavioral health care than on physical health care.

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Pre-Authorization

Most insurance plans require pre-authorization before treatment begins. Our admissions team handles this process entirely on your behalf. We obtain initial authorization and manage ongoing reauthorizations throughout your stay.

💰

Understanding Your Costs

Your out-of-pocket costs depend on your specific plan, deductible, copay, and coinsurance. After verifying your benefits, we provide a clear breakdown of estimated costs before you commit to treatment. There are no surprise bills.

👤

Confidentiality Protections

Federal regulation 42 CFR Part 2 provides enhanced privacy protections for substance use treatment records. Your employer, family members, or others cannot access your treatment information without your explicit written consent.

📅

No Waiting Period

If your insurance is active today, your benefits are available today. There is no waiting period to begin treatment. In most cases, we can verify your benefits and schedule your intake within 24-48 hours of your initial call.

🤝

Out-of-Network Options

Even if Valley Spring is not in your plan's network, you may still have out-of-network behavioral health benefits. Our team will check these benefits and explain your options so you can make an informed decision about your care.

Insurance Verification FAQ

Need Help?

Our admissions counselors can answer any insurance question. No pressure, no obligation.

Available 24/7 — Confidential

In most cases, we can verify your insurance benefits the same business day you submit your information. Our admissions team contacts your insurance company directly, confirms your behavioral health benefits, and calls you back with a complete breakdown of your coverage. From verification to starting treatment, most patients are in programming within 24-48 hours.
You will need your insurance card (which has your member ID, group number, and the insurer's phone number), your date of birth, and basic contact information. If you do not have your card handy, our admissions team can often locate your benefits using just your name, date of birth, and insurance company name. Call (201) 781-8812 and we will walk you through it.
Under the Mental Health Parity and Addiction Equity Act, most insurance plans are required to cover substance use and mental health treatment at the same level as medical and surgical care. This means your plan likely covers outpatient addiction treatment at some level. The specifics — including copays, deductibles, and number of sessions — vary by plan. That is exactly what our verification process determines for you.
The 16 providers listed are the plans we most commonly work with, but we may be able to accept additional plans or out-of-network benefits. Call (201) 781-8812 and tell our admissions team your insurance provider. We will check whether we can work with your specific plan and explain all available options.
No. Federal regulation 42 CFR Part 2 provides enhanced confidentiality protections specifically for substance use disorder treatment records. Your treatment information cannot be shared with your employer, family, or anyone else without your explicit written consent. Additionally, our case management team specializes in helping working professionals navigate FMLA, short-term disability, and return-to-work documentation discreetly.
Yes, completely free and with zero obligation. We verify your insurance benefits as a courtesy to help you understand your coverage options. There is no charge, no commitment, and no pressure. If you decide not to proceed with treatment after learning about your benefits, that is perfectly fine. We are here to help you make an informed decision.
After verification, our admissions team will call you to review your benefits in plain language: what is covered, your estimated out-of-pocket costs, and any pre-authorization that was obtained. If you are ready to proceed, we schedule your intake — typically within 24 hours. On your intake day, you will meet your Program Coordinator, tour the facility, complete your biopsychosocial assessment, and begin treatment the same day or next day.
Yes. Our admissions and clinical team handles all insurance-related paperwork, including initial pre-authorization before treatment begins and ongoing reauthorization requests throughout your care. You never have to call your insurance company yourself. We work directly with your insurer to ensure uninterrupted coverage at every level of care as you progress through our four-stage treatment model.

Do Not Let Insurance Be a Barrier

Our admissions team will verify your benefits, explain your coverage, and help you start treatment. One call is all it takes.

Available 24/7 — Confidential
☎ Call Now Verify Insurance