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About Our Facility Our Team Admissions Insurance Contact Call (201) 781-8812
Home Admissions Insurance Verification
Free & Confidential Verification

Verify Your Insurance Coverage in Minutes

Find out exactly what your plan covers for addiction and mental health treatment. We handle the insurance paperwork so you can focus on recovery.

16 Providers Accepted
CARF Accredited
24hr Callback
Jump to: Find Your Provider Verify Coverage How It Works FAQ
Accepted Insurance

Find Your Insurance Provider

Search or browse from 16 accepted insurance plans. We verify benefits at no cost to you.

16 providers
Horizon NJ
NYSHIP NJ
Amerihealth NJ
Fidelis NJ
Aetna
Anthem
Cigna
Blue Cross Blue Shield
Oscar
Meritain
United Healthcare
UMR
Tricare
Compsych
Highmark
Magellan
No providers match your search. Call (201) 781-8812 to ask about your plan.
Don't see your provider? We may still accept your plan. Call (201) 781-8812 for a free benefits check.
Horizon NJ
NYSHIP NJ
Amerihealth NJ
Fidelis NJ
These are NJ-based insurance providers commonly used by Bergen County residents. All plans verified at no cost.
Aetna
Anthem
Cigna
Blue Cross Blue Shield
Oscar
Meritain
United Healthcare
UMR
Tricare
Compsych
Highmark
Magellan
These national providers cover treatment at Valley Spring through in-network or out-of-network benefits.
Verify Coverage

Free Insurance Verification

Complete 3 quick steps and our team will verify your benefits within 24 hours. 100% confidential.

1 Your Info
2 Insurance Details
3 Treatment Needs

Tell Us About Yourself

Basic contact information so we can send your verification results.

Your Insurance Information

We need your plan details to verify benefits. You will find this on your insurance card.

Treatment Preferences

Optional details to help us provide the most accurate verification.

Verification Request Submitted

Our admissions team will review your insurance benefits and contact you within 24 hours. For immediate assistance, call (201) 781-8812.

Protected by HIPAA & 42 CFR Part 2. Your information is 100% confidential and will never be shared.
What's Covered

Explore Your Coverage Options

Click each card to see what most insurance plans cover at Valley Spring Recovery Center.

ASAM Levels of Care

Treatment intensity tiers

Level 0.5 -- Early Intervention: Screening, brief intervention, and referral services for at-risk individuals
Level I -- Outpatient: Less than 9 hours per week of structured programming for stable individuals
Level II -- IOP & PHP: 9-20+ hours per week of intensive outpatient or partial hospitalization programming

Therapy Types Covered

Evidence-based modalities

Individual therapy -- one-on-one sessions with a licensed therapist (CBT, DBT, MI)
Group therapy -- process groups, psychoeducation, and skills training (8:1 ratio)
Family therapy -- sessions for family members and loved ones affected by addiction
Psychiatric evaluations -- medication management and co-occurring disorder treatment

Program Coverage

Which programs are covered

Partial Care (PHP) -- 5 days/week, 6 hours/day of structured programming
IOP 5-Day -- 5 days/week, 3 hours/day of intensive outpatient
IOP 3-Day -- 3 days/week flexible schedule for work/school balance
Virtual IOP -- telehealth-based intensive outpatient from anywhere
Mental Health IOP -- dedicated program for anxiety, depression, PTSD, and more
Outpatient -- ongoing individual and group sessions post-intensive treatment

Out-of-Pocket Costs

Understanding your expenses

Copays -- fixed amounts per visit depending on your specific plan terms
Deductibles -- annual amount you pay before insurance kicks in (we verify this)
Coinsurance -- your percentage share after deductible is met (typically 10-30%)
Out-of-pocket max -- the most you will pay in a year, after which insurance covers 100%
How It Works

Our 5-Step Verification Process

From form submission to treatment start -- here is exactly how insurance verification works at Valley Spring.

1
Submit Form
2
We Contact Insurer
3
Benefits Review
4
Your Results
5
Start Treatment

Step 1: Submit Your Information

Complete the 3-step verification form above with your personal and insurance details. The form takes less than 2 minutes. All information is encrypted and protected by HIPAA and 42 CFR Part 2 federal confidentiality regulations.

You can also call (201) 781-8812 to verify by phone. Our admissions team is available 24/7 and can often start the process during your first call.

Step 2: We Contact Your Insurance

Within hours of receiving your form, our admissions team contacts your insurance provider directly. We handle all the calls, hold times, and paperwork. You do not need to call your insurance company yourself.

We verify benefits for all 16 accepted providers including Horizon, Aetna, Cigna, BCBS, United Healthcare, and more.

Step 3: Benefits Review

Our team reviews your specific plan details including coverage levels for PHP, IOP, and outpatient services. We determine your deductible status, copay amounts, coinsurance rates, session limits, and any prior authorization requirements.

Valley Spring is licensed for both SUD (License #200887) and Mental Health (#70420104), which means we can verify dual-diagnosis coverage.

Step 4: We Share Your Results

Within 24 hours, we contact you with a clear breakdown of your benefits. No insurance jargon -- we explain in plain language what is covered, what your estimated out-of-pocket costs will be, and which program best fits your coverage.

We contact you via your preferred method -- phone, email, or text. No surprises, no pressure.

Step 5: Begin Treatment

Once you understand your coverage and are ready to start, our admissions team schedules your intake appointment. Same-day admissions are available. You will meet your Program Coordinator, tour the facility, and complete your biopsychosocial assessment -- all in one visit.

Valley Spring maintains an 8:1 staff-to-patient ratio and is CARF accredited. You are in expert hands from day one.
Common Questions

Insurance & Admissions FAQ

Click any question below to reveal the answer.

Most verifications are completed within 24 hours of form submission. If you call us directly at (201) 781-8812, we can often begin the verification process during the call and have preliminary results the same day. Complex plans or out-of-network situations may take up to 48 hours.
We understand that not everyone has insurance coverage. Call our admissions team at (201) 781-8812 to discuss alternative options. We believe financial barriers should never prevent someone from getting the help they need, and our team will work with you to explore every available option.
Yes, insurance verification is completely free with no obligation. We check your benefits, explain your coverage in plain language, and there is zero cost or commitment required. This service exists to help you make an informed decision about treatment.
Yes, Valley Spring accepts both in-network and out-of-network benefits depending on the provider. Out-of-network coverage may have different copay and coinsurance rates. Our team will verify both in-network and out-of-network benefits for your specific plan so you understand all your options.
No. Valley Spring is protected by HIPAA and 42 CFR Part 2 -- the strictest federal confidentiality laws in healthcare. Your employer will never be notified that you are seeking treatment. Insurance claims are sent to the policyholder, but we can discuss strategies to maintain privacy if this is a concern.
Most insurance plans cover substance abuse and mental health treatment under the Mental Health Parity Act. This typically includes PHP (Partial Care), IOP, outpatient therapy, group therapy, individual therapy, psychiatric evaluations, and medication management. Exact coverage varies by plan, which is why we verify each one individually.
Yes, you can use a parent's or spouse's insurance plan if you are listed as a dependent. You will need the policyholder's name, the insurance provider, Member ID, and Group Number. The policyholder does not need to be present for verification, and all information remains confidential.
Absolutely. Your information is protected by HIPAA (Health Insurance Portability and Accountability Act) and 42 CFR Part 2 (federal substance abuse confidentiality regulations). We never share your information with anyone outside of your direct treatment team without your explicit written consent. Valley Spring holds SUD License #200887 and MH License #70420104, both requiring strict compliance.
Ready to verify? Our team is available 24/7 (201) 781-8812 Verify Now